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Uber Driver Data In Kenya Helps Bridge Credit Gap


Ron Burgundy
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A customer uses her cell-phone to access the Sidian Bank mobile-app inside the banking hall at the Sidian Bank headquarters on the outskirts of Kenya's capital NairobiBy Neha Wadekar NAIROBI (Reuters) - Sidian Bank has approved its first car loans to experienced Uber [uBER.UL] drivers in Kenya, using a model the ride hailing service hopes can be rolled out across countries in Africa where a lack of customer data limits lending. Getting loans is one of the main hurdles facing small businesses and individuals across the continent as relatively few people have bank accounts or a credit score to go with them so lenders can assess risk. Under the Sidian Bank scheme, Uber's app for booking cars and registering customer satisfaction provides the data the lender needs to decide whether to offer Uber drivers relatively cheap loans to buy their own cars.




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